• PLUS Loans

    The Federal Parent Loan for Undergraduate Students (PLUS) is a credit-based loan from which eligible parents of dependent students can borrow. Parents may borrow up to the cost of attendance, less any other financial aid awarded. The interest rate is fixed at 6.84% by the federal government, and fees of up to 4.292% are deducted from the proceeds of the loan. Make sure you borrow enough to cover the annual amount owed as well as the fee.

    • Your dependent student must complete a FAFSA
    • The student and parent should access the Federal Student Aid website and begin the PLUS Request Process
    • Complete an electronic PLUS Promissory Note (eMPN)
    • The Culinary Institute of America will certify Parent loan (PLUS) information
    • Student will receive an award letter including the Parent Loan (PLUS) award
    • Parent should not apply for a PLUS more than 180 days prior to the student's entry date

    If you have a Federal PLUS Loan the loan will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, and institutions determined to be authorized users of the data system. For more information please visit www.nslds.ed.gov.

  • Contact Us

    Student Financial & Registration Services
    1946 Campus Drive
    Hyde Park, NY 12538-1499
    Phone: 845-451-1500