The Culinary Institute of America

  • PLUS Loans

    The Federal Parent Loan for Undergraduate Students (PLUS) is a credit-based loan from which eligible parents of dependent students can borrow. Parents may borrow up to the cost of attendance, less any other financial aid awarded. The interest rate is fixed at 7.21% by the federal government, and fees of up to 4% are deducted from the proceeds of the loan. Make sure you borrow enough to cover the annual amount owed as well as the fee.


    • Your dependent student must complete a FAFSA
    • The student and parent should access the Federal Student Aid website and begin the PLUS Request Process
    • Complete an electronic PLUS Promissory Note (eMPN)
    • The Culinary Institute of America will certify Parent loan (PLUS) information
    • Student will receive an award letter including the Parent Loan (PLUS) award
    • Parent should not apply for a PLUS more than 90 days prior to the student's entry date
  • Student Financial & Registration Services

    1946 Campus Drive
    Hyde Park, NY 12538-14999

    845-451-1500

    SFRS@culinary.edu