What's Available
Find Out About Financial Aid at the CIA
| Beginning July 1, 2010 with the 2010–2011 Award Year, The Culinary Institute of America's Financial Aid Office will be processing all Federal Loans using the Federal Direct Loan Program. This will include the Federal Stafford Subsidized and Unsubsidized Student Loans as well as the Federal Parent Loan (PLUS). In the past, the CIA Financial Aid Office processed these loans using your selected Lender. We'll keep you informed and help you every step of the way! Watch for more information in your CIA e-mail, on the CIA Financial Aid Web site, and in the CIA Financial Aid Office over the next few weeks and months. Please remember we are just an e-mail (financialaid@culinary.edu), phone call (845-451-1243) or visit away if you have any questions. |
There is a variety of scholarship, grant, loan, and Work-Study programs for which you can apply. Read on to learn about the financial aid opportunities available to you at the CIA.
- Need-based Aid
- Federal Direct Stafford Loan
- Merit-based Scholarships
- Special Grants and Scholarships
- External Scholarship Opportunities
- PLUS Loan Information
- Alternative Loans
Financial Aid Glossary
Scholarships are a kind of financial aid to help students pay for their education. There is no need to repay a scholarship. Scholarships are usually geared toward students with specific qualifications which might include academic merit or special talents and interests in a particular field; membership in an underrepresented groups; residence in a specific geographic areas; or demonstrated financial need.
Grants are awarded based on financial need. There is no need to repay a grant.
Educational loans must be repaid with interest. There are three categories of education loans: Student Loans including Stafford and Perkins loans; Parent Loans including the PLUS loan; and Private Loans, which are also called Alternative Student Loans. Students may also choose to lump certain qualifying loans together under a Consolidation Loan to help simplify the payment process. The maximum interest rate that lenders may charge for student loans is set by Federal law.
The CIA offers eligible students the opportunity to apply for Federal Work-Study position and work up to 20 hours a week, earning a paycheck each week. The Financial Aid Office determines if you are eligible. The dollar amount of the award, however, is only an estimate of your expected earnings and is not deducted from your bill by the Bursar's Office. CIA work study jobs are listed in the Student Bulletin. While preference for on-campus employment is given to Work-Study-approved students, jobs are based on availability and are not guaranteed. There are also opportunities to work off campus in community service positions.
